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Today's past-due account could be your future best client.

I'm being contacted by SCJ and have questions.

Consumer Help

I'm a client and need to access my info.

Contact Us

I'm looking for collection help for my business.

Our Solutions


Located in Delaware, with Arizona satellite office. SCJ specializes in retention driven debt recovery and receivables management ensuring your ability to recover delinquent accounts without sacrificing future revenue. We have a team of enthusiastic collectors working to retrieve your hard-earned money and materials. Our agency specializes in commercial & retail collections and we work to reunite our clients with their hard-earned revenue in the most efficient, ethical and cost-effective manner. We pride our selves on building personal connections and maintaining relationships.


Debt Buying

We buy commercial & consumer debt.

AR Management

An extension of your company.

Soft Audit

Friendly soft audit of accounts receivable.

3rd Party

You dictate the collection approach.

International Collections

Legal Forwarding

Onsite Attorney's

Audit - Soft - Hard Approaches


Advertisement - Agriculture - Aviation - Construction - Communications - Energy - Engineering - Food Services & Appliance - Government - IT Management - Legal - Logistics - Media - MCA - Staffing - + More

The Association of Credit and Collection Professionals
Receivables Management Association
Kent Country Chamber of Commerce